3/27/2024 - By David Booth
Compounding is one of the most powerful forces in the world. Just ask Albert Einstein, who’s said to have called it the “eighth wonder.” The seemingly small decisions we make every day gain power over time. That’s why it’s important to take the long view and come up with a plan—in both wellness and investing—that creates momentum in the direction of our goals. Don’t squander the power of time when you can recruit it to work in your favor.
3/20/2024 - By Glenn Scharf, CPA
Are they Employees or Independent Contractors?
This is a classification question that I am asked frequently. Fortunately, recent guidance from the Department of Labor (DOL) can give us all some clarity. Many people believe that the designation of employee or independent contractor is a choice, but it is based on facts and circumstances. The following article from the DOL goes through a step-by-step process to help you determine the status of an individual.
3/13/2024 - By Sallie O'Brien AAP, APRP
As the need for faster payments increases, financial institutions and businesses face an ever-growing threat of cybersecurity risks and ACH (Automated Clearing House) fraud. ACH fraud can have devastating consequences, including substantial financial losses and irreparable damage to a company's reputation. Financial institutions and businesses must take proactive measures to mitigate the risk of ACH fraud. This article outlines ten essential steps that can help protect financial institutions and businesses from falling victim to ACH fraud and provides additional information surrounding the topic.
3/13/2024 - By Marlena Lee, PhD & Wes Crill, PhD
It is natural for investors to want more exposure to last year’s top-performing market segment. The challenge is determining what portion of that return was a one-off windfall and not something to expect going forward. Viewing expected returns through the lens of cost of capital may help benchmark what constitutes a reasonable expected return from the market.
3/4/2024 - By Sarah Horne
Credit cards can be a powerful tool in your financial toolkit. Using them properly can help build credit and provide exciting rewards. As is the case with most powerful tools, improperly using it can cause significant harm. This article will discuss some do's and don'ts of credit card use.