Our People

Heather M. Starratt, ERPA, QPA, QKAManager, Retirement Plan Administration

Heather is a manager in Retirement Plan Administration of Saltmarsh, Cleaveland & Gund. She has been practicing in this field since 2002 and her experience includes public accounting with specializations in employee benefits administration and management. 

Heather is an Enrolled Retirement Plan Agent (ERPA), as designated by the IRS. She is also a Qualified Pension Administrator (QPA) and a Qualified 401(k) Administrator (QKA), credentials which are awarded by the American Society of Pension Professionals & Actuaries (ASPPA), the premier national organization for retirement plan professionals. This organization is dedicated to the preservation of the private pension system and education of benefits practitioners.


  • B.S.B.A. Accounting – University of West Florida


  • Enrolled Retirement Plan Agent (ERPA)
  • Qualified Pension Administrator (QPA)
  • QKA Qualified 401(k) Administrator (QKA)

Professional Affiliations

  • American Society of Pension Professionals and Actuaries (ASPPA)
  • Natural Association of Plan Advisors (NAPA)
  • National Tax - Deferred Savings Association (NTSA)

Community Affiliations

  • United Way Funding Panel

Areas of Practice

Saltmarsh CPA - Who We Are

Who We Are

Our professionals have the depth of experience, industry knowledge and worldwide resources to help you reach your goals. We put your success above all else as your trusted advisor.

Saltmarsh CPA - What We Do

What We Do

Saltmarsh offers a full range of professional services to accommodate your needs – from tax planning and accounting services to information technology and employee benefits consulting.

Saltmarsh CPA - Who We Serve

Who We Serve

Saltmarsh serves individuals and businesses. Personal attention, access to the right professionals and rapid response is how we serve.

Contact Us

(850) 243-6713

(407) 203-8990

(615) 661-0885

(850) 435-8300

(813) 287-1111

(800) 477-7458

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