8/31/2016
Last week, Kristen Stogniew, Shareholder in the Financial Institution group of Saltmarsh, Cleaveland & Gund, hosted our inaugural CMO Virtual Roundtable Series. Eighteen bank marketing professionals and executives joined into the discussion, which focused on challenges and ideas in using social media. Some of the most compelling topics were as follows:
8/30/2016
Last July, the Department of Defense (DOD) expanded the reach of the Military Lending Act (MLA), which protects against high cost and predatory loans to covered members of the armed forces or their dependents.
8/19/2016
Greg Storey was a wanted man today at Saltmarsh, Cleaveland & Gund. With cowboy boots, horseshoes, and sheriff badges among other things, employees transformed Greg's office and the surrounding Audit Department into a Wild West saloon in honor of his 60th birthday.
8/18/2016
The Saltmarsh offices in Pensacola and Fort Walton Beach hosted the first Bring Your Dog to Work Day with great success. From gigantic Newfoundland Terriers to energetic Labrador puppies, dogs of all shapes and sizes invaded Saltmarsh on Thursday, August 18th. Dogs and owners met together during two group dog walk times at 10:00 a.m. and 2:00 p.m. to stretch their paws and legs. Even those who did not bring their dog were able to participate by joining in the dog walks or serving as a “baby” sitter when needed.
8/16/2016
Running a family business has its pros and cons. For many owners, the biggest upside is the opportunity to work with loved ones and build a meaningful enterprise that will last for generations. An oft-cited downside is the difficulty of balancing family and work priorities, and having to be both boss and parent.
8/16/2016
With all the responsibilities you have as a business owner, it’s easy to overlook your company’s state and local tax (or SALT) liabilities. These taxes vary widely from one locality to another, and business owners are often unaware that they have SALT liabilities outside their home state. Figuring out what’s owed where can be complicated.
8/16/2016
There’s no question that participation levels for automatically enrolled 401(k) plans far outpace those for non-automatically enrolled plans. Yet traditionally, plan sponsors have been leery about adding this feature due to substantial penalties for elective deferral failures...
8/15/2016
When it comes to profits, it’s not always about rainmaking … sometimes it’s about cost cutting. The reality is that reducing expenses — combined with steady or increasing revenue — results in increased profits.
8/15/2016
If you’re a business owner, you’re an optimist. And as an optimist, you might assume that you and your partners will have smooth sailing for as long as your company is in business.
8/11/2016
You think you’ve found it — the right company to buy. You’ve made a bid, signed a letter of intent and have the seller’s financial statements. They look good, but is the seller telling the whole story?
8/8/2016
Competition has always been fierce for the legal profession’s best and brightest. The current upturn in the legal marketplace has only heightened the war for top talent — whether it’s a partner with a strong following or an associate with specialized skills who can plug a gap in the firm’s offerings.