CPA Firm services Pensacola, Ft. Walton Beach and Tampa, Florida - Saltmarsh Cleaveland & Gund, P.A.

Molly Murphy Recognized as Distinguished Alumni

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2013-4-8T13:00:00+00:00

Saltmarsh shareholder, Molly Murphy, was recently recognized at the University of West Florida’s annual Alumni brunch, where she received the Distinguished Alumni award.

Green Construction: It's More Than Just a Fad

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2013-3-1T13:00:00+00:00

In 21st century America, it seems that everybody is “going green.” It’s hard to open a newspaper or magazine or watch TV without hearing about one organization or another that’s going green or implementing new environmental “sustainability practices.”

Summary of the Taxpayer Relief Act of 2012 - H.R. 8

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2013-2-27T13:00:00+00:00

International Tax and Miscellaneous Provisions

Extended Provision: Qualified Charitable Contributions

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2013-2-6T13:00:00+00:00

Included within the list of expiring provisions that Congress recently extended is a provision that permits IRA owners above age 70 ½ to make Qualified Charitable Contributions...

Saltmarsh Elects Stephen Reyes as Shareholder

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2013-1-14T13:00:00+00:00

Saltmarsh is pleased to announce that Stephen Reyes has been elected to shareholder as of January 1, 2013.

2013 Standard Mileage Rates Up 1 Cent per Mile for Business, Medical and Moving

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-11-26T13:00:00+00:00

The Internal Revenue Service today issued the 2013 optional standard mileage rates used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes.

Beware of Section 409A Traps in Employment Agreements

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-11-20T13:00:00+00:00

By now, virtually all employers have addressed compliance with Internal Revenue Code section 409A (‘section 409A’) as it relates to their non-qualified ...

How Much Does it Cost Be A Toronto Blue Jay? Income Tax Considerations

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-11-19T13:00:00+00:00

If Jose Reyes became a Florida resident in 2013 and remained with the Marlins, he would have saved nearly $8 million dollars in total income tax.

Avoid Uncertain Tax Position Disclosures of Timing Differences by Filing a Request for Change in Accounting Method

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-11-16T13:00:00+00:00

Financial statement filers whose financial statements are prepared in accordance with Generally Accepted Accounting Principles (GAAP) are likely familiar with the terms “FIN 48” or “Uncertain Tax Positions.”

Decisions to Write Off Investments Become Critical in 2012

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-11-7T13:00:00+00:00

In this year 2012, it becomes increasingly important to plan for write offs of investments in Private Equity Funds.

IRS Relaxes Timeline for Due Diligence and Withholding and Expands Grandfathered Obligations under FATCA

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-11-7T13:00:00+00:00

On October 24, the Internal Revenue Service (IRS) released Announcement 2012-42, outlining new, extended timelines for due diligence requirements and withholding under the Foreign Account Tax...

Tax Deductions Can Make It Easier to Practice Green Energy Management

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-10-26T13:00:00+00:00

“Going green” has become the mantra for many contractors and building owners. The challenge is to practice environmental stewardship in a way that’s also conducive to a healthy bottom line.

Update on New Temporary Repair and Maintenance Regulations

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-10-16T13:00:00+00:00

For many years, the IRS and contractors have waged an undeclared battle over expensing vs. capitalizing various expenditures. Read more about this subject in an article by one of our Construction Advisors.

UWF College of Business Grand Opening

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-10-10T13:00:00+00:00

We had the chance to attend the University of West Florida's College of Business Education Center Ribbon Cutting Dedication and Reception on Thursday, October 4, 2012.

Denice G. Miller, CPA and Glenn S. Cox, CPA have joined the firm's Orlando office

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-9-25T13:00:00+00:00

Denice and Glenn join us through our acquisition of the Financial Institution Practice of Averett, Warmus, Durkee, Osburn, Henning and will now work with Paul Allen who opened our Orlando Office earlier this year.

Will You Benefit from a Medical Loss Rebate?

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-9-14T13:00:00+00:00

The Patient Protection and Affordable Care Act established medical loss ratio standards for health insurance providers...

Saltmarsh Professionals Earn Designation of Construction Industry Technician (CIT)

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-9-13T13:00:00+00:00

Ten members of the Saltmarsh Construction Industry team have recently earned the designation of Construction Industry Technician (CIT)

John Watton, AAAPM Obtains Professional Designation

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-8-21T13:00:00+00:00

The Association for Accounting Administration recognizes John Watton as an Accredited Administrator in Accounting Practice Management (AAAPM)

IRS (Finally) Issues Sample Format for Making Section 83(b) Elections

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-7-19T13:00:00+00:00

Late in June the Internal Revenue Service (IRS) issued Revenue Procedure 2012-29, which provides a model form that employees and independent contractors may use to make an election...

Estimates of Chargebacks and Rebates May be Sufficient to Meet the 'All Events Test' for Deductibility

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-7-19T13:00:00+00:00

Companies which utilize third party wholesalers may negotiate chargebacks and rebates as part of their sales contracts. This is particularly common in the pharmaceutical industry.

Loeffler earns the designation of Certified Public Accountant (CPA)

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-7-17T13:00:00+00:00

Jason Loeffler, with Saltmarsh, Cleaveland & Gund, has recently earned the designation of Certified Public Accountant (CPA).

For Contractors, Revenue Recognition Standards Come Back to Reality

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-7-6T13:00:00+00:00

In November 2011, the Financial Accounting Standards Board (FASB) re-issued their exposure draft on Revenue Recognition for Contracts with Customers (Topic 605). The reissued draft was in response to more than 1,000 comment letters from the industry and the accounting profession, as well as other stakeholders.

Health Care Reform and Small Businesses

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-7-3T13:00:00+00:00

The Supreme Court has upheld the constitutionality of the 2010 health care reform legislation, but what does that mean for small businesses?

U.S. Supreme Court Upholds Individual Mandate Contained in the 2010 Patient Protection and Affordable Care Act

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-7-2T13:00:00+00:00

Thursday, June 28th, The Supreme Court ruled 5 to 4 that Congress does have the power to require that individuals acquire and maintain health care insurance.

IRS Proposed Regulations Address ‘Substantial Risk of Forfeiture’ under IRC Section 83

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-6-29T13:00:00+00:00

The Internal Revenue Service (IRS) recently proposed regulations to address points of confusion related to the ‘substantial risk of forfeiture’ provision...

The IRS Forges Ahead with FATCA: Draft Forms and Registration Process

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-6-12T13:00:00+00:00

The IRS Forges Ahead with FATCA: Draft Forms and Registration Process On June 6, the Internal Revenue Service (IRS) released draft versions (as of 5/31/12) of revised Form W-8BEN and new Form W-8BEN-E, which are designed to conform to new Chapter 4 of the Internal Revenue Code, effective 1/1/13.

Saltmarsh welcomes Paul S. Allen as shareholder

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-5-29T13:00:00+00:00

Saltmarsh is pleased to announce that Paul S. Allen has joined Saltmarsh as a Shareholder and will be opening an Orlando area office.

New ERISA Service Provider Disclosure Requirements

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-5-21T13:00:00+00:00

On February 3, 2012, the U.S. Department of Labor issued the long-awaited final service provider fee disclosure regulation under Section 408(b)(2) of the Employee Retirement Income Security Act of 1974 (ERISA). The regulation requires...

Great Turnout at the A&A CPE Event!

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-5-21T13:00:00+00:00

Saltmarsh hosted a CPE event on Friday, May 18, at New World Landing in Pensacola, Florida. Over 80 participants were in attendence representing Saltmarsh, and other offices in the surrounding area...

U.S. Banks Must Report Interest on Deposits by Nonresident Aliens

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-5-11T13:00:00+00:00

The Internal Revenue Service (IRS) has released final regulations requiring reporting of interest paid on deposits maintained at U.S. offices of certain financial institutions by nonresident alien individuals beginning on January 1, 2013...

IRS Announces Third Opportunity for Voluntary Disclosure of Offshore Accounts

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-5-11T13:00:00+00:00

Background Following two initiatives in 2009 and 2011, the Internal Revenue Service (IRS) has announced a third offshore voluntary disclosure program (OVDP) for foreign financial accounts – this one with an indefinite deadline to apply. In this connection, the IRS noted that...

Construction Services Newsletter March 2012

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-3-20T13:00:00+00:00

Saltmarsh Construction Services publishes a quarterly newsletter filled with industry specific news and information you can trust.

Suzanne Cox Appears on Tampa FOX 13

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-2-13T13:00:00+00:00

Suzanne Cox, CPA, of our Tampa office talks about stolen tax returns.

Larrieu, Smith Named Rising Stars

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-1-26T13:00:00+00:00

Congratulations to Robin Larrieu and Justin Smith for being named to the Pensacola Independent News Rising Stars 2012 list!

Bill Massey Quoted in American Banker

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2012-1-26T13:00:00+00:00

Bill Massey, CPA, Shareholder, has been quoted in the latest edition of American Banker and on AmericanBanker.com.

Payroll Tax Cut Temporarily Extended into 2012

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-12-23T13:00:00+00:00

The Temporary Payroll Tax Cut Continuation Act of 2011 temporarily extends the two percentage point payroll tax cut for employees, continuing the reduction of their Social Security tax withholding rate from 6.2 percent to 4.2 percent of wages paid through Feb. 29, 2012.

IRS Announces 2012 Standard Mileage Rates

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-12-13T13:00:00+00:00

The Internal Revenue Service today issued the 2012 optional standard mileage rates used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes.

United Way Day of Caring 2011

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-12-12T13:00:00+00:00

Saltmarsh employees participated in the United Way's Day of Caring by helping Oakcrest Elementary School with the up-keep of their vegetable and butterfly gardens.

Lee Bell Quoted in Article on Community Banking

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-11-30T13:00:00+00:00

Lee Bell, Tampa based Shareholder, was recently quoted in an article written by Margie Manning of the Tampa Bay Business Journal regarding Tampa area community banks. Below is an excerpt of that article.

New Legislative Alert - Deducting Bonuses

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-11-21T13:00:00+00:00

Internal Revenue Code (IRC) S. 461 governs the timing of deduction for certain expenses incurred by accrual method taxpayers. A common expense for which many companies provide an accrual is incentive compensation. The IRS released Revenue Ruling 2011-29 on November 9, 2011, providing guidance on how a plan should be structured in order to permit a deduction in the year the services are provided.

SEC Provides Disclosure Guidance Relating to Cybersecurity Risk Disclosure

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-11-7T13:00:00+00:00

In today’s day and age, it’s hard to imagine any company that is not using the internet or internal technology to drive their business. However, companies, their boards and shareholders may not always understand the full extent of the risk that lies in that technology.

Saltmarsh Wins 1st Place for Small Business at YMCA Corporate Cup Games

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-10-24T13:00:00+00:00

Saltmarsh won 1st place in the small business division at the 2011 YMCA Corporate Cup games which were held at the University of West Florida on October 22, 2011.

Treasury Issues Proposed Regulations Addressing Tax Treatment of Credit Default Swaps

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-10-14T13:00:00+00:00

On September 15, 2011, the Treasury issued proposed regulations which would include Credit Default Swaps (“CDS”) in the definition of a Notional Principal Contract (“NPC”) under Treas. Regulation 1-446.3.

Saltmarsh Technology Funnel and Community Bank Executive Forum

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-10-12T13:00:00+00:00

On Thursday, October 6th and Friday October 7th, Saltmarsh hosted the annual Technology Funnel and Community Bank Executive Forum at the Tampa Club in Tampa, Florida.

Saltmarsh Hosts Anti-Money Laundering Seminar

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-8-12T13:00:00+00:00

Saltmarsh hosted (together with the Anti-Money Laundering Association and the Association of Certified Fraud Examiners) a seminar, Understanding and Detecting Money Laundering - for financial institution clients and friends. The speaker was Jonathan Turner.

Starratt Earns QPA Designation

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-6-30T13:00:00+00:00

Heather M. Starratt, ERPA, QKA, a Manager in the Retirement and Medical Plans Department at Saltmarsh, Cleaveland & Gund has received the designation of Qualified Pension Administrator (QPA) from the American Society of Pension Professionals & Actuaries (ASPPA).

Elkins earns the designation of Certified Public Accountant and promotion

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-6-15T13:00:00+00:00

Jen Elkins, with Saltmarsh, Cleaveland & Gund, has recently earned the designation of Certified Public Accountant (CPA) and has been promoted to Senior.

IRS Provides Guidance on 100% Bonus Depreciation

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-5-9T13:00:00+00:00

On March 29, 2011, the IRS released Rev. Proc. 2011-26 providing much-needed guidance on 100% bonus depreciation and associated issues.

Fryer Promoted to Manager at Saltmarsh

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-4-14T13:00:00+00:00

Judy Fryer, Certified Section 125 Administrator, at Saltmarsh, Cleaveland & Gund, has been promoted to Manager in the Retirement and Medical Plans Department.

Starratt Promoted to Manager, Earns ERPA Designation

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-4-12T13:00:00+00:00

Heather M. Starratt, ERPA, QKA at Saltmarsh, Cleaveland & Gund, has been promoted to Manager in the Retirement and Medical Plans Department.

Elbert A. Botts Estate donates $1.4 million to Troy University

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-3-28T13:00:00+00:00

The estate of Elbert A. Botts today presented a $1.4 million donation to Troy University which will support the School of Accountancy and geomatics program.

Retirement Plan Sponsors

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-3-25T13:00:00+00:00

Fiduciaries Need to Plan Now to Comply with DOL’s Final Regulation on Transparency of Fees and Expenses

SEC Cracks Down on Sales Taxes – Significant Penalties Result

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-3-25T13:00:00+00:00

Although the SEC has not historically been involved in above-the-line taxes, such as sales taxes, “the times they are a-changin’.” The SEC has sanctioned and fined several companies for failure to properly collect, remit, and/or account for sales taxes.

Noble Among Elite Group at Advanced Financial Planning Conference

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-1-19T13:00:00+00:00

W. Gregg Noble, CPA, PFS at Saltmarsh, Cleaveland & Gund, attended the 2011 Advanced Personal Financial Planning Conference in Las Vegas where he gained enhanced education on investments, insurance, tax, estate, retirement and elder planning from some of the world’s foremost experts on those issues.

Scharf Appointed to Executive Committee at Saltmarsh, Cleaveland & Gund

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2011-1-11T13:00:00+00:00

Glenn Scharf, CPA, at Saltmarsh, Cleaveland & Gund, has been selected to serve on the Executive Committee effective January 1, 2011.

Schulte, Jackson, Kent and Woods promoted at Saltmarsh

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-12-28T13:00:00+00:00

The Shareholders of Saltmarsh are pleased to announce the following promotions effective January 1, 2011: James Schulte has been promoted to Senior in the Audit Services Department of Saltmarsh, Cleaveland and Gund.

Gaines joins Saltmarsh, Cleaveland & Gund

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-12-7T13:00:00+00:00

Benny Gaines has joined our firm as Senior Manager in our Retirement and Medical Plan (RAMP) Consulting Department.

Florida Trend Ranks Saltmarsh, Cleaveland & Gund Among Top Firms

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-11-11T13:00:00+00:00

The November 2010 issue of Florida Trend Magazine lists its picks of the “Top Rank Florida Accounting Firms.

Government Contractor Planning Workshop

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-10-18T13:00:00+00:00

Join us for our free Government Contractor Planning Workshop!

Stogniew & Associates Merges with Saltmarsh, Cleaveland & Gund

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-9-27T13:00:00+00:00

Stogniew & Associates and Saltmarsh, Cleaveland & Gund are merging effective October 1, 2010.

Andrew Kent joins Saltmarsh, Cleaveland & Gund

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-8-18T13:00:00+00:00

Andrew Kent has joined our firm as Litigation and Valuation Consultant in the Business Advisory Group.

Cathy Gianotto, QPA, QKA elected to Board of Directors of FWCEBC

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-8-16T13:00:00+00:00

Cathy Gianotto, at Saltmarsh, Cleaveland & Gund, has been elected a member of the Board of Directors for the Florida West Coast Employee Benefits Council (FWCEBC) in Tampa.

Crist appoints Nathan Botts to Bay Bridge Authority

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-7-1T13:00:00+00:00

Gov. Charlie Crist announced two appointments to the Santa Rosa Bay Bridge Authority — which governs the Garcon Point Bridge.

Gulf Oil Spill: Questions and Answers

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-6-25T13:00:00+00:00

Gulf Oil Spill: Questions and Answers

Oury earned the designation of Certified Public Accountant (CPA)

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-5-25T13:00:00+00:00

Allyson Oury, with Saltmarsh, Cleaveland & Gund, has recently earned the designation of CPA – Certified Public Accountant.

de Boer earned the designation of Certified Public Accountant (CPA)

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-5-24T13:00:00+00:00

Philip de Boer, with Saltmarsh, Cleaveland & Gund, has recently earned the designation of CPA – Certified Public Accountant.

What Health Care Reform Means to Your Business

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-5-17T13:00:00+00:00

Health care reform is now the law of the land. And nearly every individual and business in the U.S. will be affected by the new law’s provisions.

Help for small businesses affected by the Deep Water BP Oil Spill

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-5-15T13:00:00+00:00

SBA is making low-interest loans available to Florida small businesses suffering financial losses following the Deepwater BP oil spill that shut down commercial and recreational fishing in the Gulf.

BP and the MC252 Oil Well Incident in The Gulf of Mexico

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-5-10T13:00:00+00:00

BP and the MC252 Oil Well Incident in The Gulf of Mexico

SBA has approved disaster loan funds

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-5-10T13:00:00+00:00

<strong>The following information has been provided by the office of Senator Bill Nelson:</strong> On Friday, May 14, 2010, the U.

Saltmarsh, Cleaveland & Gund Acquires Lundy, Minnich & Linnville’s Clients

kendra.fendt@saltmarshcpa.com (Kendra Fendt, Marketing Coordinator) — 2010-2-2T13:00:00+00:00

Saltmarsh, Cleaveland & Gund is proud to announce the acquisition of Lundy, Minnich & Linnville’s clients. Due to H.L. Minnich’s impending retirement, he has transferred clients of Lundy, Minnich & Linnville to Saltmarsh effective January 1, 2010.

Justin Smith promoted to Senior at Saltmarsh, Cleaveland & Gund