BlogPosts By Category

Saltmarsh Financial Advisors Host Implications of Investor Behavior Events


Saltmarsh Financial Advisors was honored to welcome Christian Newton, Regional Director of Dimensional Fund Advisors (DFA) as a guest speaker for several special events in Pensacola and Destin.


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Fiduciary vs. Suitability: Which is Driving The Investment Advice You Receive?


In the financial services industry there are two primary parties who can offer investment advice- Registered Investment Advisors (RIA) or investment brokers. The investment advice you receive from these parties may be similar, but a key difference exists between RIAs and brokers. The difference lies in the two competing standards each party is bound to uphold.

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Your Credit Report: Some Things in Life are Free


Your credit history plays a key role in so many things (e.g., loan approvals, apartment leasing, job opportunities, etc.) that it's crucial to ensure the information in your credit report is correct.  You are entitled by law to a FREE copy of your credit report from all three consumer reporting agencies (Equifax, Experian and TransUnion) every 12 months.  You can obtain the report in several ways!

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Saltmarsh Financial Advisors Host 4th Annual Night at the Ballpark


Once again, Saltmarsh Financial Advisors hosted a great evening with clients at a Pensacola Blue Wahoos game for the fourth year running. Good food and cold drinks were enjoyed from the Coors Light Party Deck, which gave our group an amazing view of the game. 

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5 Painless Ways to Achieve Financial Security


We all know that it's never too early to start planning for retirement or to start building a nest egg for future expenses. Financial security is a goal that we all have in mind, but are you taking advantage of the easy opportunities that can help you accelerate the process? Other than utilizing sensible spending habits, here are some quick strategies to help you reach financial security sooner than you think.

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You Have Your Tax Refund... Now What?


The size of your refund is based on the amount you overpaid on your taxes during the year.  Essentially you are allowing the government to use your money interest-free during the year but for those who are not disciplined savers they may be better off overpaying the government and realizing a refund at the end of the year.  For some, it can be a good way to “force” savings.     

So, you have your tax refund, now what? Everyone’s financial situation is unique, so what may be the best course of action for one individual may not be for another. Generally, you can Save, Spend or Gift it. 


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Doss Moderates UWF Women in Leadership Panel


Our firm had the opportunity to attend the 4th Annual Women in Leadership Conference: Designing Your Future, hosted by the College of Business Executive Mentor Program at the University of West Florida. The conference was created to help develop women into leaders through empowerment, support, and connections. The day consisted of inspiring speeches, engaging panel discussions, and fulfilling conversations with prominent women from all over the area.

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Saltmarsh Partners with Dimensional for The Evolution of Investing


Saltmarsh Financial Advisors was honored to welcome Apollo D. Lupescu, PhD of Dimensional Fund Advisors (DFA) as a guest speaker for several special events in Pensacola and Tallahassee.

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Investment Insights: Four Questions Your 401(k) Committee Should Ask


It is important for your company to have a 401(k) committee to discuss key points and make decisions that are in the best interest of participants. Read the article to see what their meetings should entail.

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Financial Advisor Client Appreciation With the Pensacola Blue Wahoos


Our Financial Advisory group and clients had a great time at the Pensacola Blue Wahoos game! We had the opportunity to enjoy the game from the New Amsterdam deck with copious amounts of food and drinks for all to enjoy! We even got to celebrate a Blue Wahoo win against the Biloxi Shuckers! We would love to thank the Pensacola Blue Wahoos for welcoming us and treating us to a wonderful time.

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Doss Featured in Penscola Business Radio Interview


Last week, the managing director of Saltmarsh Financial Advisors, Christina Doss was featured in a Pensacola Business Radio interview with Dr. Sherry Hartnett of University of West Florida and Julie Sheppard of Florida Institute for Human and Machine Cognition. This episode is part of the Women in Leadership series, concentrating on career changes and transitions.

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Investment Insights: Second-Hand News


One academic study appears to confirm the view that the apparent preponderance of bad news is as much due to demand as to supply...

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Doss to speak at Women in Leadership Conference


Christina Doss, AAMS, of Saltmarsh Financial Advisors has been invited to participate in the Women in Leadership conference, hosted by University of West Florida.

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Investment Insights: The Patience Principle


Failing markets are worrisome to all investors, but maintaining patience with a longer-term perspective is key.

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Investment Insights: The Art of Letting Go


In many areas of life, intense activity and constant monitoring of results represent the path to success. In investment, that approach gets turned on its head.

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Saltmarsh Financial Advisors Educational Events Featuring Mitch Chamberlain


We were honored to have Mitch Chamberlain, Regional Director of Dimensional Fund Advisors (DFA) as a guest speaker for a Dimensional Introductory event that was hosted by Saltmarsh Financial Advisors.  

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Financial Advisor Client Appreciation: Blue Wahoos Game


The 2nd annual Financial Advisor Client Appreciation Social was a hit! We enjoyed the Blue Wahoos baseball game from the Shellback Deck with an awesome food buffet and great company. As if the event couldn't go over more smoothly, the Wahoos had their first walk off win of the season with 5-4 win over the Tennessee Smokies!

We would like to thank our extraordinary clients and the marketing department for making this event successful! See you again next year! 

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Saltmarsh Financial Advisors Hosts Series Of Educational Events Featuring Dr. Apollo Lupescu


We were honored to sponsor Apollo D. Lupescu, PhD of Dimensional Fund Advisors (DFA) as a guest speaker for various Saltmarsh Financial Advisor events.

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Financial Advisors Featured in Local Workforce Spotlight


One of our Financial Advisors, Gregg Noble is featured in the Pensacola News Journal discussing financial planning and wealth management. We are pleased to discuss our financial philosophy and practices that our firm puts in place in order to help our clients navigate through financial decisions. 

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Upcoming Deadline: Exercised Incentive Stock Options & Employee Stock Purchase Plans and Reporting Requirements


As the new year begins, corporations should be aware of the reporting requirements related to employee stock purchase plans (ESPPs) and incentive stock options (ISOs) in 2013

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Decisions to Write Off Investments Become Critical in 2012


In this year 2012, it becomes increasingly important to plan for write offs of investments in Private Equity Funds. Traditionally, the sooner the tax write off follows the financial book write down, the quicker the loss can be used to offset gains, either from the Private Equity Fund itself or from other investments. However, with a rise in capital gains tax looming for 2013, coupled with the Affordable Care Act’s tax of 3.8% for most Fund Limited Partners (LPs), consideration should be given to possibly deferring any losses to 2013 to get a rate advantage.

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Past Posts By Category

Saltmarsh CPA - Who We Are

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Saltmarsh offers a full range of professional services to accommodate your needs – from tax planning and accounting services to information technology and employee benefits consulting.

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