Our People

Stephen Helms-MacBeth, CRCM, CAFPManager

Stephen is a manager in the Financial Institution Advisory Group at Saltmarsh, Cleaveland & Gund. He has been working in the financial institutions industry since 1992, concentrating primarily on compliance, operations and policies and procedures. Stephen currently works with the firm’s financial institution clients providing loan and deposit compliance, Bank Secrecy Act (BSA) and compliance review services.


  • B.S.B.A. Marketing - University of West Florida
  • Alabama School of Banking - Class of 2009/Class Treasurer


  • Certified Regulatory Compliance Manager (CRCM)
  • Certified AML and Fraud Professional (CAFP)

Professional Affiliations

  • Association of Certified Fraud Examiners - Pensacola - NorthWest Florida Chapter
  • Central Florida Compliance Association

Industries of Focus


Saltmarsh CPA - Who We Are

Who We Are

Our professionals have the depth of experience, industry knowledge and worldwide resources to help you reach your goals. We put your success above all else as your trusted advisor.

Saltmarsh CPA - What We Do

What We Do

Saltmarsh offers a full range of professional services to accommodate your needs – from tax planning and accounting services to information technology and employee benefits consulting.

Saltmarsh CPA - Who We Serve

Who We Serve

Saltmarsh serves individuals and businesses. Personal attention, access to the right professionals and rapid response is how we serve.

Contact Us

(850) 243-6713

(407) 203-8990

(615) 661-0885

(850) 435-8300

(813) 287-1111

(800) 477-7458

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