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Stephen Helms-MacBeth, CRCM, CAFPManager

Stephen is a manager in the Financial Institution Advisory Group at Saltmarsh, Cleaveland & Gund. He has been working in the financial institutions industry since 1992, concentrating primarily on compliance, operations and policies and procedures. Stephen currently works with the firm’s financial institution clients providing loan and deposit compliance, Bank Secrecy Act (BSA) and compliance review services.


  • B.S.B.A. Marketing - University of West Florida
  • Alabama School of Banking - Class of 2009/Class Treasurer


  • Certified Regulatory Compliance Manager (CRCM)
  • Certified AML and Fraud Professional (CAFP)

Professional Affiliations

  • Association of Certified Fraud Examiners - Pensacola - NorthWest Florida Chapter
  • Central Florida Compliance Association

Community Affiliations

  • Leadership Pensacola - Class of 2023

Areas of Practice

Industries of Focus