Our People

Terry Treadwell, CPAFinancial Institutions Consultant

Terry is a consultant in the Financial Institution Advisory Group at Saltmarsh, Cleaveland & Gund. She has more than 25 years of experience serving financial institutions, including 10 years as the senior vice president of finance for a Florida-based savings bank. Terry began her career with an international public accounting firm and also served as a bank consulting associate for Stogniew & Associates, she provided internal audit services to community banks. Terry’s primary areas of concentration are asset/liability management including interest rate risk modeling, strategic balance sheet planning and liquidity management.


  • B.S. Accounting - University of Florida


  • Certified Public Accountant - Florida

Professional Affiliations

  • American Institute of Certified Public Accountants

Community Affiliations

  • Keystone Christian Preschool - Founding Board of Directors Member


Industries of Focus

Saltmarsh CPA - Who We Are

Who We Are

Our professionals have the depth of experience, industry knowledge and worldwide resources to help you reach your goals. We put your success above all else as your trusted advisor.

Saltmarsh CPA - What We Do

What We Do

Saltmarsh offers a full range of professional services to accommodate your needs – from tax planning and accounting services to information technology and employee benefits consulting.

Saltmarsh CPA - Who We Serve

Who We Serve

Saltmarsh serves individuals and businesses. Personal attention, access to the right professionals and rapid response is how we serve.

Contact Us

(850) 243-6713

(407) 203-8990

(615) 661-0885

(850) 435-8300

(813) 287-1111

(800) 477-7458

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